Are customers abandoning checkout because they cannot pay the way they want?
Payment gateway development and integration
One checkout that accepts cards, mobile money and bank transfers, connected to acquiring banks and local processors.
What this covers
Most merchants start with one payment method and add others one at a time, and end up with three checkouts, three reconciliation processes and three places a payment can fail silently. A gateway puts a single interface in front of all of them, so the customer sees one checkout and your finance team sees one ledger.
We build gateways from scratch and integrate existing ones, including the connections to acquiring banks and local processors that actually move the money. The work covers the payment flow itself, retry and timeout behaviour, idempotency so a repeated request cannot take payment twice, and the webhooks that tell your systems what happened.
What’s included
- A single checkout accepting cards, mobile money and bank transfers
- Connections to acquiring banks and local payment processors
- Idempotent payment handling, so a retry cannot charge twice
- Webhook delivery with retries, so your systems learn the outcome
- Timeout, failure and reversal handling designed rather than improvised
- Sandbox environment for your own testing before go-live
Rails and technologies
Sound familiar?
Tell us about the project and our engineers will come back with a practical proposal.