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Card processing and acquiring

TecFlax > Services > Fintech & Payments > Card processing and acquiring

A person making a payment on a mobile phone

← Fintech & Payments

Want to accept cards without carrying card data risk yourself?

Card processing and acquiring

Card payment processing and tokenised, PCI DSS-aligned checkout flows for merchants and payment service providers.

What this covers

The governing principle of card work is to touch as little card data as possible. We build tokenised checkout flows so the card number goes to the processor and a token comes back to you, which keeps raw card data out of your systems and keeps your compliance scope as small as it can be.

The work covers processing through acquiring banks and local processors, the authorisation and capture flow, refunds and reversals, and the audit trail that has to exist behind all of it. Flows are designed to align with PCI DSS requirements from the outset, because retrofitting that alignment after a build is considerably more expensive than designing for it.

What’s included

  • Card processing through acquiring banks and local processors
  • Tokenised checkout, so raw card data stays out of your systems
  • Authorisation, capture, refund and reversal flows
  • Checkout flows designed to align with PCI DSS requirements
  • Full audit trail across the card transaction lifecycle
  • Support for merchants and for payment service providers

Rails and technologies

Card networksAcquiring banksTokenisationPCI DSS alignment
Systems are built to align with PCI DSS. That is a statement about how the platform is engineered, and it is not a claim that TecFlax or your business already holds PCI DSS certification, which is assessed separately.
Every platform on this page can be covered by a 24/7/365 SLA support and maintenance agreement, and monitored end to end so a failing transaction flow is seen before your customers report it.

Sound familiar?

Tell us about the project and our engineers will come back with a practical proposal.

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